Need a Bad Credit Car Loan in La Mesa? We Can Help!



Penske Ford La Mesa

8970 La Mesa Blvd
Directions La Mesa, CA 91942

  • Sales: 877-834-4409
  • Service: 877-849-1488
  • Parts: 877-834-4403

Bad Credit Doesn't Mean You Can't Be Approved for Car Financing at Penske Ford La Mesa

Are you interested in buying a new or used car but you're concerned about financing? Do you have anxiety about whether or not you will qualify for financing and it's preventing you from even taking a chance? If so, then you're not unlike many other potential car-buyers in the greater La Mesa and San Diego area who felt the same way - until they were approved.

Credit Score

Perhaps you believe that your credit score isn't high enough to be approved for financing. While there are never any guarantees when it comes to financing, our financing team at Penske Ford La Mesa works with all types of credit situations, including those individuals who have bad credit scores. A score that's considered bad to you, may actually be acceptable to one of our many lenders who specialize in loans for buyers with lower than ideal credit scores.

Non-Traditional Options

In addition to having access to a wide array of lenders, our finance team goes the extra mile to get you approved. With abundant knowledge, resilience, and resources, the team works in tandem with our lenders in the El Cajon and Chula Vista area to ensure every possible option has been considered. In some cases, a larger down payment than usual may be helpful for a lender to approve your financing. Believe it or not, in rare instances, some lenders even use non-traditional credit payments to consider your credit application such as cable, phone, or fitness center payments.

Re-Establishing Credit

Have you had a few bad breaks and you're trying to re-establish your credit after having a reasonably good credit file? Perhaps it's due to a job loss or medical emergency. Congratulations on taking the right steps to get back on track. Some of our lenders may look favorably on your history and consider other financing options, including a co-signer or a sub-prime interest rate.

Regardless of your credit situation, there is only one way to find out if you will be approved, which is to contact our dealership. Remember, we want to get you approved for financing just as much as you want to be approved, and we encourage you to reach out. Stop by, or call us today, and let us see how we may be able to help get you in your next new car. Buyers from the Santee are always welcome at Penske Ford La Mesa. Fill out a financing application today to get started on the paperwork process!

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